A good mate & his wife went to the Caravan & Camping show on the Sunshine Coast [Bokarina] last Friday, as they drove through the main entrance a sign indicated that car parking is $5 Credit Card ONLY ! he pulled up to the attendant and told him they both do not have credit cards & offered him $5 note, at first he refused to take it saying " We do not accept cash" so my mate said "well this is legal tender in Australia which you cannot refuse, the attendant thought for a few seconds and then said, oh ! ok in you go with no charge.
Even if an organisation has it's own policies on how payment is made can that override the law ? just interested on your thoughts, no big deal really.
Cheers
Dave
Greystone said
05:06 PM Sep 28, 2020
It is not illegal to reject cash.
https://banknotes.rba.gov.au/legal/legal-tender/
dabbler said
05:11 PM Sep 28, 2020
It's not illegal to refuse cash. It's increasingly common to expect non-contact methods of payment due to the Covid-19 dangers. Various health depts have warned businesses of these dangers to staff and customers. "Legal tender" refers to the rules, regs and laws controlling the use of currency. This mostly means the quantity of each denomination a vendor is legally required to accept if they accept cash payments. A bus driver can refuse a $50 note for a $4.70 fare for instance.
Whenarewethere said
05:17 PM Sep 28, 2020
Cash is legal tender but they do not have to accept cash, as long as they give you one other form of paying & that transaction does not have any surcharges. So it can be credit card only but they can't charge you a processing fee.
There are businesses around Manly that are no longer accepting cash, small & large, including our local Woolworths branch.
I used to pay cash for phone bills, then I couldn't do that anymore so posted cheques, then they would not accept that. Card or transfer only in the end.
I have put a scalpel blade through the aerial in my cards so there is no chance I pay the 0.4% or so service charge even on debit transactions.
Paywave is a third party service simply for not using a password & some shops pass the fee on & some don't. Credit or debit, it's the same.
Granty said
06:08 PM Sep 28, 2020
It is a safety measure against transmitting Covid19 and in my opinion anyone who doesnt accept it needs to have a serious look at our current situation.
bgt said
06:53 PM Sep 28, 2020
Way back in my legal study days I was told that you don't "buy" something but make an "offer to buy". So the seller has the right to either accept your offer or not. So they don't even have to accept a card let alone cash.
miroku12g said
07:11 PM Sep 28, 2020
Interesting
Thanks everyone, Ill let my mate know, at least he parked for zilch,
Dave
oldbloke said
07:54 PM Sep 28, 2020
No company policy or procedure can over ride the law of the land. Although some MDs and CEOs seem to think so.
oldbloke said
08:01 PM Sep 28, 2020
No company policy or procedure can over ride the law of the land. Although some MDs and CEOs seem to think so.
montie said
09:44 PM Sep 28, 2020
bgt wrote:
Way back in my legal study days I was told that you don't "buy" something but make an "offer to buy". So the seller has the right to either accept your offer or not. So they don't even have to accept a card let alone cash.
A contract consists of an offer, an acceptance and a consideration.
Advertising a parking facility is making the offer which you accept when you drive up and offer the required consideration.
Payment of the consideration is a separate matter.
bgt said
08:30 AM Sep 29, 2020
Montie a shop displays goods. You "offer" to buy them.
Lawyers at 20 paces anyone,?
Warren-Pat_01 said
09:53 AM Sep 29, 2020
We all know that we are heading for a cashless society & the COVID-19 has encouraged shops, etc to push that "ideal".
In NQ where we've had negligable cases of Covid, I generally use cash - in fact businesses on the Atherton Tablelands prefer cash over cards, any time.
What irks me are women who buy their kids a treat before/after school that costs a dollar or less & pay by card! People complain about the bank fees they pay, yet are going along with it willy-nilly!
Am I old & grumpy? Perhaps it's our generation of baby boomers!
Whenarewethere said
11:02 AM Sep 29, 2020
Warren-Pat_01 wrote:
People complain about the bank fees they pay, yet are going along with it willy-nilly!
This is why the banks stopped the $2 ATM withdrawal fees, pretending they were helping the customer because they are making money hand over fist from contactless fees.
DMaxer said
11:51 AM Sep 29, 2020
When a shop displays an item it is an "invitation to treat". When you select the item you offer, they accept the offer by allowing you to take the goods on the basis you pay, which is the consideration.
Just because they have an item marked for sale does not mean they must sell it if someone wants to buy it.
dabbler said
02:40 PM Sep 29, 2020
I thought banks stopped charging transaction fees as a marketing exercise and eventually because it was made illegal. It certainly wasn't deep from the heart. On cash vs card, my folk's business was in a small mines housing community with almost nonexistent banking facilities. Their commercial banker was a 3 hour round trip. managing daily register floats were a nightmare. Cash handling cost them more money and time than card transactions. Their accountant helped them setup older style customer trading accounts with regulars on the condition monthly statements were paid with card or direct debit.
Gus1949 said
10:30 AM Oct 3, 2020
I would have told him to p15s off and stop being a d**k given the threat of covid19.
MickandJacki said
05:52 PM Oct 3, 2020
How does one pay at donation camps, using the honesty box? I'm guessing coins or a $note are still acceptable.
Onedodger said
03:30 PM Oct 4, 2020
This transition to a cashless society worries me, as what will happen to those road side places selling farm and garden produce plus the many small markets we have?
Whilst I agree with the card in a pandemic situation after this is over what is going to happen?
The wife and I prefer to use cash and thus it is much easier to stay within a budget.
spida said
06:33 PM Oct 4, 2020
The 'cashless' society people obviously have worked out the alternative to trade when the power system crashes....... as it has done often in the past! What happens when eftpos, phone, internet etc wont work - and if the power is off long enough thir battery back-ups will not work..... Then with the power cut they probabaly wont be able to open the shop doors anyway. This happened in a tourist town in NZ a couple of years ago!!!!! The whole town with no power for quite a few hours! Chaos.
No doubt someone will make lots of money with the new parking meters, washing machines and all the other things that need a coin to operate. So we buy [on a card] tokens instead of using cash????
miroku12g said
09:54 AM Oct 5, 2020
Hmm !
what about the tooth fairy [can we say "fairy"] Sixpence in the Christmas pudding or [threepence,] depending how rich you were in the 50's [showing my age now]
Craig1 said
01:51 PM Oct 5, 2020
Wont be long, we will all have a chip inserted, powered by a Honda eu22 when the power goes down
Bruiser said
12:51 PM Oct 23, 2020
Heard a story recently I think was from Sweden, they are apparently a cashless society, if not them may have been one of their neighbours, they are asked two very invasive questions every 6 months, if you dont answer they put a lock on your finances until you do. I dont know if this is true but have no reason to doubt it others may know if it is correct or otherwise
Craig1 said
02:12 PM Oct 23, 2020
Our P M was sprouting early in the week, we should be heading for a digital society
Hi all, just interested in your thought ?
A good mate & his wife went to the Caravan & Camping show on the Sunshine Coast [Bokarina] last Friday, as they drove through the main entrance a sign indicated that car parking is $5 Credit Card ONLY ! he pulled up to the attendant and told him they both do not have credit cards & offered him $5 note, at first he refused to take it saying " We do not accept cash" so my mate said "well this is legal tender in Australia which you cannot refuse, the attendant thought for a few seconds and then said, oh ! ok in you go with no charge.
Even if an organisation has it's own policies on how payment is made can that override the law ? just interested on your thoughts, no big deal really.
Cheers
Dave
Cash is legal tender but they do not have to accept cash, as long as they give you one other form of paying & that transaction does not have any surcharges. So it can be credit card only but they can't charge you a processing fee.
There are businesses around Manly that are no longer accepting cash, small & large, including our local Woolworths branch.
I used to pay cash for phone bills, then I couldn't do that anymore so posted cheques, then they would not accept that. Card or transfer only in the end.
I have put a scalpel blade through the aerial in my cards so there is no chance I pay the 0.4% or so service charge even on debit transactions.
Paywave is a third party service simply for not using a password & some shops pass the fee on & some don't. Credit or debit, it's the same.
Thanks everyone, Ill let my mate know, at least he parked for zilch,
Dave
No company policy or procedure can over ride the law of the land. Although some MDs and CEOs seem to think so.
No company policy or procedure can over ride the law of the land. Although some MDs and CEOs seem to think so.
A contract consists of an offer, an acceptance and a consideration.
Advertising a parking facility is making the offer which you accept when you drive up and offer the required consideration.
Payment of the consideration is a separate matter.
In NQ where we've had negligable cases of Covid, I generally use cash - in fact businesses on the Atherton Tablelands prefer cash over cards, any time.
What irks me are women who buy their kids a treat before/after school that costs a dollar or less & pay by card! People complain about the bank fees they pay, yet are going along with it willy-nilly!
Am I old & grumpy? Perhaps it's our generation of baby boomers!
This is why the banks stopped the $2 ATM withdrawal fees, pretending they were helping the customer because they are making money hand over fist from contactless fees.
This transition to a cashless society worries me, as what will happen to those road side places selling farm and garden produce plus the many small markets we have?
Whilst I agree with the card in a pandemic situation after this is over what is going to happen?
The wife and I prefer to use cash and thus it is much easier to stay within a budget.
No doubt someone will make lots of money with the new parking meters, washing machines and all the other things that need a coin to operate. So we buy [on a card] tokens instead of using cash????
what about the tooth fairy [can we say "fairy"] Sixpence in the Christmas pudding or [threepence,] depending how rich you were in the 50's [showing my age now]