Void your insurance - Just because your car has five or seven seats doesn't mean you can carry that many people.
PeterX said
12:16 PM Jan 22, 2022
Interesting article about how a car with a large number of seats ( 7 say - like some cars have ) could be overloaded just with number of people - like 7 adults. The overloading could void your insurance.
Does not mention caravans at all - but I just found the article surprising... and something I had not realized or considered....
Filling your cars seats could void your insurance
Just because your car has five or seven seats doesn't mean you can carry that many people. Read on to find out why......
-- Edited by Bush walker on Saturday 22nd of January 2022 05:29:10 PM
dorian said
05:38 AM Jan 23, 2022
My memory is hazy, but I seem to recall a conversation with a salesman at a van and motorhome show. I asked him why some seats in a motorhome were not equipped with seat belts. He said that adding seat belts would mean that the vehicle would have to be reclassified for registration purposes, and I would then no longer be able to drive it with a C class licence.
Interesting article about how a car with a large number of seats ( 7 say - like some cars have ) could be overloaded just with number of people - like 7 adults. The overloading could void your insurance.
Does not mention caravans at all - but I just found the article surprising... and something I had not realized or considered....
Filling your cars seats could void your insurance
Just because your car has five or seven seats doesn't mean you can carry that many people. Read on to find out why......
https://www.drive.com.au/caradvice/filling-your-cars-seats-could-void-your-insurance/
-- Edited by PeterX on Saturday 22nd of January 2022 12:19:49 PM
Most people are not aware that there is such a thing called GVM when it comes to a car only.
Most understand it to only play a part when towing. You will there is a majority of 200 series
LandCruisers that have gone over unintentionally:
Payload:610kg
2 adults approx 180kg, Full tank of fuel at 138 lt at specific gravity of 0.88kg/l 110kg,
tow ball at 10% 300kg you're up to 590kg. 20kgs to play with.
Most insurance companies won't go there if for the one and only reason being
how does one reconstitute the weight of the vehicle at the time of impact when everything
is spread around from the impact.
Cheers,
Larry
-- Edited by deverall11 on Saturday 22nd of January 2022 01:36:13 PM
Not to forget that "keeping up with the Jones model" vs "pauper model" there is a difference.
Land Rover HSE:
Tare 2442kg
Kerb 2718kg
Gross 3230kg
Payload 512kg (not enough)
SE pauper model:
Tare 2416kg
Kerb 2494kg
Gross 3230kg
Payload 736kg
Go for the model without all the keeping up with the jones toys & you have a bit more room to manoeuvre with payload.
I suspect people who worry about these sorts of things tend to die early from stress related illnesses.
Well said Mike Harding
-- Edited by Bush walker on Saturday 22nd of January 2022 05:29:10 PM
My memory is hazy, but I seem to recall a conversation with a salesman at a van and motorhome show. I asked him why some seats in a motorhome were not equipped with seat belts. He said that adding seat belts would mean that the vehicle would have to be reclassified for registration purposes, and I would then no longer be able to drive it with a C class licence.
Anyway, who needs seats?
https://www.indiatimes.com/trending/human-interest/thanks-to-amendment-in-motor-vehicles-act-we-won-t-see-these-sights-on-indian-roads-375062.html
-- Edited by dorian on Sunday 23rd of January 2022 05:48:16 AM
It is surprising that those overloaded vehicles can actually get moving with so much weight. Probably a lot of burnt clutches.