Hello fellow nomads. I now live in Victoria, well at least that's what's on my driving licence. I pick up a new tow vehicle next week, but the caravan is on a constantly changing delivery date, which is currently April 2023. When it comes to Insuring both vehicles, do most people stick with the one insurer?. The quotes from some companies for the prime mover are ok, but they do not insure caravans. Lots of them will not cover a caravan valued at 120k at all. Any input from those that have just gone through this would be a big help. Currently thinking of R.A.C.V because of the added benefit of multi policy discounts, and road side assist. Many thanks.

NRMA/RACV tend to be best overall for both tug and van (unless you go to a Broker) that will save a little owing to multiple policies - Motoring organisations are not as good as in previous years, before the Insurance Companies took control.

I have in the past used CIL - very good - a bit more expensive though.

The trend in insurance now is to write-off in preference to repairs - they own and sell the vehicle/s for maximum return.

Hi all; When we lived in Victoria, we had all our insurance policies with the RACV. House and contents, three cars ( the wifes car, my car and the 4x4 ) also a pop top caravan. I also had road side assist as well ( and this was also upgraded for when we were towing the caravan ). Never a problem and a couple of claims were settled with no problems. We also payed the insurance money by the month.
We now live in Tasmania and transfered all the insurance policies over to RACT and again no problems and again pay by the month plain. Works for us!

It can be a problem insuring a van over $120K. NRMA wouldn't allow me a high enough figure for mine. It seemed that their schedule of values was lagging behind current market prices. Club4x4 wanted a valuation for a van over $75K, and I couldn't find a way to get one that they'd accept (no, the bill of sale and the declaration for the transfer ot registration was not sufficient, and the dealer who sold it new less that 12 months before I bought it refused). I ended up with CIL because they didn't flinch at $120K and seemed to have a reasonable reputation.