While enjoying a wonderful time up at the Mareeba Rodeo grounds recently, I was amazed at how many of the travelling folk there, were using their computers for on-line banking and purchases, and just trusting in their Anti-virus programs to prevent any Cybercrime activities happening to them.
No Anti-virus program is 100% in providing protection against these vile on-line low-life miscreants, so the more protection you can have on-board the better.
PLEASE DO NOT USE MORE THAN 1 (one) ANTI-VIRUS PROGRAM at a time on your computer. They don't get on well with each other and they cause mayhem when put together in the same operating system.
But here is an extra valuable and FREE combatant that you can safely add to your arsenal. Take a read first by clicking on this link:-
The above links are not the only programs of this type, so please do check with your own financial institutions, to see what they have to offer first.
Please note that I am neither paid nor sponsored by that company, and the only reason that I am posting this to you all in here is because fore warned is for-armed.
-- Edited by Palebushman on Saturday 13th of August 2011 07:09:03 PM
Vic said
11:29 AM Aug 13, 2011
Good advice Dave, I will check that program out.
I bank with Bendigo Bank, and you can purchase a scrambler from them that gives you a new random security number to type in each time you use it and once you log out cannot be used again, this is also good security for travellers.
_wombat_ said
01:23 PM Aug 13, 2011
best security is DO NOT BANK ONLINE.
I have a credit union, with two debit cards, one for Mrs W and one for me, Mrs W has NEVER used her card and last week we got a text saying to contact CU as Mrs W card had been used at Macy's in the USA and they need to reissue her card, now how does this happen when her card has never been used?
Vic said
01:25 PM Aug 13, 2011
How about using your card on credit or savings to obtain fuel during trips etc? Is this just as much at risk?
Palebushman said
03:09 PM Aug 13, 2011
"Best Computer Security" wombat, is not to connect your computer to the Internet, period.
But why miss out on the awesome amount of information, let alone the purchasing conveniences and joys of communicating with fellow computer users, that use the www as intended.
Using your Credit or Debit card in anything electronic that they slide into, in order for you to acquire one of their benefits, is using it 'Online' by the very nature of the device.
See Vic's post for examples.
I don't wish to fire-up an argument on this subject/op, but if one strives to keep their computer well secured by whatever measures one sees fit to use, then the chances of falling victim to any online theft, is pretty slim. And most financial institutions will look very favourably toward your case, if you can show them the security measures you had in place during such an unfortunate 'Online' incident anyway.
I don't like the idea of ever having a serious accident, but I'll be damned if I'm not going to get out of bed until the chances pass by.
Happywanderer said
03:25 PM Aug 13, 2011
wombat, even though Mrs wombat has NEVER EVER used her card, is it somehow connected to yours or is it a completely separate account?? Its a very strange one as if it has NEVER been used how would somone get its details. Makes you wonder doesn't it. I do online banking, it makes life so much easier but then they wouldn't find much in my account if they tried anyway.
milo said
05:07 PM Aug 13, 2011
i only have a debit card, always only with small amounts on it, so they couldnt run up a big bill any ways. but it is scary to think what could happen..
Pejay said
05:08 PM Aug 13, 2011
Just a thought - was the text actually from the Credit Union??? Or perhaps part of the 'scam'??
_wombat_ said
05:47 PM Aug 13, 2011
HW, yep card was connected to mine but still has differant numbers, CU did not know how it was done but they stopped the transaction b4 it happened and the amount was only for $1, CU said they try a small amount and if it gets through then they go bigger.
PJ, no we made sure the text was from the CU.
Sheba said
06:24 PM Aug 13, 2011
That sounds like what happened to me a few weeks back Wombat. Bank blocked it, and I got a new Debit Card. It was $1 also. I think it was that amount that alerted them.
Cheers,
Sheba.
-- Edited by Sheba on Saturday 13th of August 2011 06:24:58 PM
BobnBev said
05:10 PM Aug 14, 2011
Well we have a text from our bank BEFORE the transaction can go ahead. thats on the net. but for a efpos ? who knows, but had the big acc, closed to the net. have to go into the bank and transfer it over the counter if needed.. Only time will tell if they can read my mind.. Smile, thats where I keep my pin#
gordon_adl said
08:45 PM Aug 14, 2011
As a current I.T. person, I'd like to say that for the average person, your biggest online threat is email. Reading chain emails, resending them and surfing porn will be your biggest PC threat. Online banking is actually quite secure. It's what you do before going to your bank link that gets people in trouble.
Also, your bank and credit card company will never, ever email you asking you for any information. Any email you get requesting personal information, ie tax id's, pin number and addresses or anything like that should be to you a clear sign to delete it.
Lastly, don't even bother responding to scam emails threatening to report them. A response to these emails, given the right circumstance, can be just as bad as giving them your personal details.
Online scams are no different then telephone scams and other malcontent ways to get your details.
Hi to all of you great GN members,
While enjoying a wonderful time up at the Mareeba Rodeo grounds recently, I was amazed at how many of the travelling folk there, were using their computers for on-line banking and purchases, and just trusting in their Anti-virus programs to prevent any Cybercrime activities happening to them.
No Anti-virus program is 100% in providing protection against these vile on-line low-life miscreants, so the more protection you can have on-board the better.
PLEASE DO NOT USE MORE THAN 1 (one) ANTI-VIRUS PROGRAM at a time on your computer. They don't get on well with each other and they cause mayhem when put together in the same operating system.
But here is an extra valuable and FREE combatant that you can safely add to your arsenal. Take a read first by clicking on this link:-
http://www.trusteer.com/learn
And to download the program go here:-
http://www.trusteer.com/webform/download-rapport
The above links are not the only programs of this type, so please do check with your own financial institutions, to see what they have to offer first.
Please note that I am neither paid nor sponsored by that company, and the only reason that I am posting this to you all in here is because fore warned is for-armed.
-- Edited by Palebushman on Saturday 13th of August 2011 07:09:03 PM
I bank with Bendigo Bank, and you can purchase a scrambler from them that gives you a new random security number to type in each time you use it and once you log out cannot be used again, this is also good security for travellers.
best security is DO NOT BANK ONLINE.
I have a credit union, with two debit cards, one for Mrs W and one for me, Mrs W has NEVER used her card and last week we got a text saying to contact CU as Mrs W card had been used at Macy's in the USA and they need to reissue her card, now how does this happen when her card has never been used?
"Best Computer Security" wombat, is not to connect your computer to the Internet, period.
But why miss out on the awesome amount of information, let alone the purchasing conveniences and joys of communicating with fellow computer users, that use the www as intended.
Using your Credit or Debit card in anything electronic that they slide into, in order for you to acquire one of their benefits, is using it 'Online' by the very nature of the device.
See Vic's post for examples.
I don't wish to fire-up an argument on this subject/op, but if one strives to keep their computer well secured by whatever measures one sees fit to use, then the chances of falling victim to any online theft, is pretty slim. And most financial institutions will look very favourably toward your case, if you can show them the security measures you had in place during such an unfortunate 'Online' incident anyway.
I don't like the idea of ever having a serious accident, but I'll be damned if I'm not going to get out of bed until the chances pass by.
I do online banking, it makes life so much easier but then they wouldn't find much in my account if they tried anyway.
HW, yep card was connected to mine but still has differant numbers, CU did not know how it was done but they stopped the transaction b4 it happened and the amount was only for $1, CU said they try a small amount and if it gets through then they go bigger.
PJ, no we made sure the text was from the CU.
That sounds like what happened to me a few weeks back Wombat. Bank blocked it, and I got a new Debit Card. It was $1 also. I think it was that amount that alerted them.
Cheers,
Sheba.
-- Edited by Sheba on Saturday 13th of August 2011 06:24:58 PM
Only time will tell if they can read my mind.. Smile, thats where I keep my pin#
Also, your bank and credit card company will never, ever email you asking you for any information. Any email you get requesting personal information, ie tax id's, pin number and addresses or anything like that should be to you a clear sign to delete it.
Lastly, don't even bother responding to scam emails threatening to report them. A response to these emails, given the right circumstance, can be just as bad as giving them your personal details.
Online scams are no different then telephone scams and other malcontent ways to get your details.