I would like to know about over 70s travel insuance,
who might be the better one to go through for the olds.
They're planning a cruise, so would be interested in personal expience
with any company that handle that age group.
Thanks in advance every one :)
Zoomtopz said
01:42 PM Aug 6, 2012
G'Day Lofty.
I usually use Cover-More , when I book through Flight Centre , except 2010 , when I paid on placcy ,
the deal was if I paid more than 1/2 on Nab cc =free travel insurance . Have booked flight to Texas 26/9 .
Again with Cover-More . I'm 63 , I have a few "pre-existing" , but DVA will cover that , if anything happened .
Check with your Travel agent , about options , than go with what's right for You .
Richo.
Roving-Dutchy said
01:49 PM Aug 6, 2012
If you do use the credit card insurance make sure you read the fine print and understand you obligations as how much of your trip must be charged to the card as in some cases all the costs of the trip must be charged to the card and this also can be different if the claim involved injury in a car accident.
We have used credit card insurance on all our trips and last year put in a claim for $10,000 due to two short stays in emergency in Los Angeles, for my wife Sue, due to acute sciatica,we put in the claim on returning home and received payment with no hassles.
Don't ever travel without insurance as a heart attack in the states can send you broke and it might be hard to get treatment as proof of ability to pay is required, I think we don't realize how well off we are here with Medicare.
We also have free domestic travel insurance supplied by ANZ with an account, we have with them, tho this may not still be available, as it may have just been a promotion for a period of time.
Cheers
David
-- Edited by Roving-Dutchy on Monday 6th of August 2012 08:59:56 PM
ozi2 said
03:10 PM Aug 6, 2012
Loffty wrote:
Good evening to all.
I would like to know about over 70s travel insuance,
who might be the better one to go through for the olds.
They're planning a cruise, so would be interested in personal expience
with any company that handle that age group.
Thanks in advance every one :)
G'day Lofty, you could try SCTA (Southern Cross travel assoc) and do online quote. I have pre existing conditions that they cover as part of their policy; other conditions you should disclose or ask by e mail to ensure you get the cover you require.
I have epilepsy and that is covered under preexisting conditions and there is a list that they provide online of conditions covered. I found them fairly priced and the process painless.
Good luck,
cheers,
ozi2
kandagal said
03:35 PM Aug 6, 2012
We're going on a cruise in October & because I've paid for it with my credit card we will be covered by travel insurance (through ANZ) I read their booklet & it seems to be ok.
Wizardofoz said
05:13 PM Aug 6, 2012
We did the same with the Commonwealth Bank, it seems that a lot of the banks offer this option, I would check with the banks 1st as you may get it for free.
neilnruth said
08:09 PM Aug 6, 2012
Be very careful about reading the fine print with all travel insurance. We were going to book a flight to Broome and someone said just take (airline) cancellation insurance. That's OK if the venue floods and a conference is cancelled but if you cancel because you've been to the Dr AFTER booking your flight and find you have cancer, the cancellation insurance doesn't cover you! My sister-in-law is a travel agent and she warned me to read this fine print - she says many get caught out by not doing so - even when making a booking eg $price is only on a certain date and a certain level of the boat not for any date or cabin etc.
-- Edited by neilnruth on Monday 6th of August 2012 08:10:13 PM
glassies said
01:03 AM Aug 7, 2012
dont bother with covermore within australia ,ridiculous i took it out with them cos my daughter went to the snowy, she broke her leg, and i found out because she was in hospital under medicare ,they dont cover you in Australia because it is covered with the public system.
had i of wanted to fly her home then i would or could of pushed it but i said forget it and she stayed down the rest of the week on pain killers with the school and it all got going after she got home i got her in nambour hospital .
so realy i paid for insurance that was useless it paid none of the bill for down at the snow or for the splint i had to pay for while she was in it.
Loffty said
02:09 AM Aug 7, 2012
Thanks every one ozi2 assume you mean SCTI but they don't do over 70's (too wrinkly) oops. Will check out the credit card thing though.
Happywanderer said
02:38 AM Aug 7, 2012
What about the Seniors group. I think its called Apia, might have that wrong.
Zoomtopz said
05:29 PM Aug 7, 2012
A lot of Good advice -- READ th fine print . My sister took out el-cheapo , went to Canada .
Sept 11. Airline went bust - she is stuck , cost us over $4k to get herhome .
Just recently , woman was pregnant , doc said it was OK for her to travel ,
had th baby premmy in th states , anz covered th birth , bubs needed Big Heaps of
special neo Natal care $1million , anz says no way , pre existing condition . I have not
heard any more about that story . I went to Hawaii Sept 08 , 8 of us went by
Hawaiin Air , booked our tickets through Flight centre , no worries . 3 booked online
with Aloha Airlines , 2 took out t/ins , Aloha went belly-up got re-booked , th girl that
did'nt had to buy another ticket & flew Jetstar with 15 others , all booked online , none
of them took out travel insurance , including th girl that had to re-book .
footnote . When I got to Hawaii , friend who was presenting th seminar asked me .
How was your flight ? Terrific Grant . Looks like you did'nt fly cattle class
As I have previously mentioned , I am going to a Navy reunion in Dallas Texas in
Sept . I paid with visa , not big banks , AND paid for Travel insurance . WHen I went to th
same reunion in San Diego 2010& paid visa , I had to sign a waiver with F/centre , that I
was Not taking out travel insurance , makes you wonder a bit . Think about it .
Richo.
-- Edited by Zoomtopz on Tuesday 7th of August 2012 05:32:26 PM
Romy5152 said
02:58 AM Aug 8, 2012
My domestic flight was cancelled due to inclement weather. Even though it was through no fault of my own, I did not get one cent of my money back because I had booked an online fare that was on special. Please always check the fine print.
Good evening to all.
I would like to know about over 70s travel insuance,
who might be the better one to go through for the olds.
They're planning a cruise, so would be interested in personal expience
with any company that handle that age group.
Thanks in advance every one :)
G'Day Lofty.
I usually use Cover-More , when I book through Flight Centre , except 2010 , when I paid on placcy ,
the deal was if I paid more than 1/2 on Nab cc =free travel insurance . Have booked flight to Texas 26/9 .
Again with Cover-More . I'm 63 , I have a few "pre-existing" , but DVA will cover that , if anything happened .
Check with your Travel agent , about options , than go with what's right for You .
Richo.
If you do use the credit card insurance make sure you read the fine print and understand you obligations as how much of your trip must be charged to the card as in some cases all the costs of the trip must be charged to the card and this also can be different if the claim involved injury in a car accident.
We have used credit card insurance on all our trips and last year put in a claim for $10,000 due to two short stays in emergency in Los Angeles, for my wife Sue, due to acute sciatica,we put in the claim on returning home and received payment with no hassles.
Don't ever travel without insurance as a heart attack in the states can send you broke and it might be hard to get treatment as proof of ability to pay is required, I think we don't realize how well off we are here with Medicare.
We also have free domestic travel insurance supplied by ANZ with an account, we have with them, tho this may not still be available, as it may have just been a promotion for a period of time.
Cheers
David
-- Edited by Roving-Dutchy on Monday 6th of August 2012 08:59:56 PM
G'day Lofty, you could try SCTA (Southern Cross travel assoc) and do online quote. I have pre existing conditions that they cover as part of their policy; other conditions you should disclose or ask by e mail to ensure you get the cover you require.
I have epilepsy and that is covered under preexisting conditions and there is a list that they provide online of conditions covered. I found them fairly priced and the process painless.
Good luck,
cheers,
ozi2
We did the same with the Commonwealth Bank, it seems that a lot of the banks offer this option, I would check with the banks 1st as you may get it for free.
Be very careful about reading the fine print with all travel insurance. We were going to book a flight to Broome and someone said just take (airline) cancellation insurance. That's OK if the venue floods and a conference is cancelled but if you cancel because you've been to the Dr AFTER booking your flight and find you have cancer, the cancellation insurance doesn't cover you! My sister-in-law is a travel agent and she warned me to read this fine print - she says many get caught out by not doing so - even when making a booking eg $price is only on a certain date and a certain level of the boat not for any date or cabin etc.
-- Edited by neilnruth on Monday 6th of August 2012 08:10:13 PM
went to the snowy, she broke her leg, and i found out because she was in hospital under
medicare ,they dont cover you in Australia because it is covered with the public system.
had i of wanted to fly her home then i would or could of pushed it but i said forget it
and she stayed down the rest of the week on pain killers with the school and it all
got going after she got home i got her in nambour hospital .
so realy i paid for insurance that was useless it paid none of the bill for down at the snow
or for the splint i had to pay for while she was in it.
ozi2 assume you mean SCTI but they don't do over 70's (too wrinkly) oops.
Will check out the credit card thing though.
A lot of Good advice -- READ th fine print . My sister took out el-cheapo , went to Canada .
Sept 11. Airline went bust - she is stuck , cost us over $4k to get herhome .
Just recently , woman was pregnant , doc said it was OK for her to travel ,
had th baby premmy in th states , anz covered th birth , bubs needed Big Heaps of
special neo Natal care $1million , anz says no way , pre existing condition . I have not
heard any more about that story . I went to Hawaii Sept 08 , 8 of us went by
Hawaiin Air , booked our tickets through Flight centre , no worries . 3 booked online
with Aloha Airlines , 2 took out t/ins , Aloha went belly-up got re-booked , th girl that
did'nt had to buy another ticket & flew Jetstar with 15 others , all booked online , none
of them took out travel insurance , including th girl that had to re-book .
footnote . When I got to Hawaii , friend who was presenting th seminar asked me .
How was your flight ? Terrific Grant . Looks like you did'nt fly cattle class
As I have previously mentioned , I am going to a Navy reunion in Dallas Texas in
Sept . I paid with visa , not big banks , AND paid for Travel insurance . WHen I went to th
same reunion in San Diego 2010& paid visa , I had to sign a waiver with F/centre , that I
was Not taking out travel insurance , makes you wonder a bit . Think about it .
Richo.
-- Edited by Zoomtopz on Tuesday 7th of August 2012 05:32:26 PM