We have just done the same thing- take off Monday. Commisure were the only ones we could find to insure carpets,blinds etc as well as contents in our very securely locked shed beside the garage. Our Landlord's Insurance is also with Commisure. An insurance broker put us on to Commisure. Do not know if you are renting your home fully furnished or not. We have all contents in a secure storage shed & that was not easy finding someone to ensure those contents either. Those contents are with CGU
-- Edited by Oma on Tuesday 19th of February 2013 12:01:50 PM
reglynn said
04:00 PM Feb 19, 2013
Good morning to all G N. As we coming out into the big play ground Monday week, and have our house rented. We would like some in put for rental insurance. Thanks Reg Lynn
Dreamcaster51 said
05:47 PM Feb 19, 2013
Hi guys, glad to see you can come out to play. Landlords insurance, that's what we had was a good investment, make sure you get good coverage. Some seem to be cheaper but dont payout to well, like all insurances I guess, your best insurance is a good tennant. Having said that yes, it is a must, we would have been out of pocket quite a bit otherwise, they do take time to pay up though but it is still worth it IMHO Good luck and insist on "no single mums" no matter what story they give you, we let two lots in to our place in SA and it cost us around $6000 each time to fix up and chase back rent. Hence we finally to Landlords Insurance, didn't cover everything but it does work. I can't remember who we had but my accountant recommended one to us. Have fun out there )
neilnruth said
01:32 AM Feb 20, 2013
We had Comminsure when we rented our house. I would add that apart from good tenants, having a good letting agent is important. We had a good relationsjip with ours and knew by the questions they were asking that they wouldn't recommend the person applying (not that they are allowed to do that). This helped. But renting out your house will still 'cost' you. Laws have recently changed but we would lose a week's rent everytime they put a new tenant in, and if they had taken a while to find a tenant, we also lost the rent for that time. I think that one new law is that if a tenant breaks a contract, they have to pay 4 weeks rent. This goes to the landlord. Also make sure you get a very good condition report before tenant vacates before you agree to release the bond. We had one bad experience with this. All the best.
Baz421 said
04:43 AM Feb 20, 2013
Hi
this company Terri Sheer was recommended to me years ago, good reputation, fair treatment etc etc and I used them for years. Like Club Marine with boats for 30 years a good company.
I would recommend terri scheers. Good coverage at a resonable price.
I'm not a fan of comminsurance. I have had some bad expirances with them. They often don't cover damaged that is not deemed malicious.
That is the real catch for all insurances. Makes sure you have accidental cover as well as malicious. Malicious is next to impossible to prove and requires police reports and the police will more often than not not give them to you as it involves a tenancy.
Another point is make sure you are covered for thing like rent lose for death of sole tenant, house can't be let due to flood, fire or damage. It's important that not only that your house get fixed but you still have a income coming in while it is being fixed.
If you have any questions feel free to ak
Ps. Could not disagree more about the single mum comment. Many of my best tenants are single parent. And ths from a person with no kids.
We have just done the same thing- take off Monday. Commisure were the only ones we could find to insure carpets,blinds etc as well as contents in our very securely locked shed beside the garage. Our Landlord's Insurance is also with Commisure. An insurance broker put us on to Commisure. Do not know if you are renting your home fully furnished or not. We have all contents in a secure storage shed & that was not easy finding someone to ensure those contents either. Those contents are with CGU
-- Edited by Oma on Tuesday 19th of February 2013 12:01:50 PM
Good morning to all G N. As we coming out into the big play ground Monday week, and have our house rented. We would like some in put for rental insurance. Thanks Reg Lynn
Having said that yes, it is a must, we would have been out of pocket quite a bit otherwise, they do take time to pay up though but it is still worth it IMHO
Good luck and insist on "no single mums" no matter what story they give you, we let two lots in to our place in SA and it cost us around $6000 each time to fix up and chase back rent. Hence we finally to Landlords Insurance, didn't cover everything but it does work. I can't remember who we had but my accountant recommended one to us. Have fun out there
Hi
this company Terri Sheer was recommended to me years ago, good reputation, fair treatment etc etc and I used them for years. Like Club Marine with boats for 30 years a good company.
https://terrischeer.com.au/contact-us
I have no affiliation here.
I would recommend terri scheers. Good coverage at a resonable price.
I'm not a fan of comminsurance. I have had some bad expirances with them. They often don't cover damaged that is not deemed malicious.
That is the real catch for all insurances. Makes sure you have accidental cover as well as malicious. Malicious is next to impossible to prove and requires police reports and the police will more often than not not give them to you as it involves a tenancy.
Another point is make sure you are covered for thing like rent lose for death of sole tenant, house can't be let due to flood, fire or damage. It's important that not only that your house get fixed but you still have a income coming in while it is being fixed.
If you have any questions feel free to ak
Ps. Could not disagree more about the single mum comment. Many of my best tenants are single parent. And ths from a person with no kids.