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Post Info TOPIC: vehicle insurance


Senior Member

Status: Offline
Posts: 327
Date:
vehicle insurance


G'day all.

I've been "off the air" with GM for quite a few months, as I found Albany a great place to take a break. However, after a recent 6 week motorcycling trip across Oz, I decided to buy a small "live in vehicle" again, and take off. It is a four cylinder, diesel, 1991 T3500 Mazda.

It was a small passenger bus, which is mechanically A!. Anyway, along with a good mate, we took all the seats out, refloored it, and built in cupboards, and couple of single beds, a table and two chairs. (I travel alone, as a rule.) Next, a retired auto electrician fitted two solar panels on the roof, after we had put that special heatproof paint. Next it was the two deep cell batteries, plus the cranking battery. 

A small sink was added, then a portable two burner stove which is almost always used outside so as I don't smell up my "new home". Next, the expense of a very nice roll out awning, plus an Engel fridge. I am ready to go. But NO. Because all the work WASN'T done by licensed professionals, I can't find an insurance company to insure my home. I've told them it has NO, 240 volt inlet. NO GAS fitted, but they still say NO !! To say the least, I am bloody furious, as I can't even get third party. Can anybody HELP !!??



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Guru

Status: Offline
Posts: 885
Date:

Is the problem lack of engineering certification? Because where you modify a vehicle even by removing seats you could be defected by Dpet of Transport or police anyhow. Might be worth a call to an automotive engineer to get advice and find out what is involved. Here is an example from Google:
http://www.mobilityengineering.com.au/certification.htm



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Senior Member

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Posts: 115
Date:

Try CMCA you will need to join but there insurance is great and loys of other stuff like camp sites and dump sites listed.



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Hammer



Guru

Status: Offline
Posts: 1619
Date:

I'm insured with the CMCA scheme, the requirements were very simple from memory, a built in bed and cooking facilities I think. This may have changed.

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Janette



Senior Member

Status: Offline
Posts: 327
Date:

Thanks for the advice. Yes, the vehicle is still registerd, and in excellent condition. I will contact the CMCA. Regards. Pipes



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