I can sort of understand although I cant fully comprehend it but from the mates point of view he was on the phone to me for the best part of 4 hours, he has worked all his life, 40 odd years, stashed the loot away and then gets up one morning and it is gone, some $450,000 its just so hard to fathom that someone can be so stupid, all the advice has been to just sit and wait, why would these experts go against their own advice, travelling is the best cure for almost anything and nothing can replace freinds and family, in some cases freinds more than family as they understand more, if you know what I mean, anytime you wish to talk about anything anytime we are here for you, never feel as if you are alone, doesnt matter what it is, sometimes just having a yak eases the burden, a lot of good people in here that are only too keen to lend an ear, but you certainly have mine and the forums sympathy, they dont say it but I do