The low-lifes who engage in this "phishing" and "pharming" activity don't confine themselves to the internet. They use the good-ol'fashion telephone as well. One stunt is to pose as someone from the bank to advise there's a problem with your account and the account has been frozen and they need your account details to "unfreeze" it. Hang up immediately and phone your bank to check that's all ok.

Another one is they tell you they're from Microsoft Customer Service (or some other credible sounding name) to advise there's a problem with your computer. Again hang up immediately.

Don't string out or play games with these crims, get them off the phone ASAP!

@SCAMwatch_gov is warning people about 'pharming' scams. Scammers set up fake versions of legitimate websites in order to obtain credit card numbers and passwords. Find out more about these scams - and how to avoid them - by visiting SCAMwatch via the link below.

www.scamwatch.gov.au

Phishing scams involve emails that trick you into clicking on a link to a scam website where you are asked to enter your personal, password or financial information. Pharming scams however automatically redirect you to these scam websites, often without your knowledge.

Pharming is when you are redirected to a fake/scam version of a website which may look identical to the website you were trying to view. This is sometimes referred to as page-hijacking or page-jacking. In this scam, the legitimate url you typed into your browser or the bookmarked link you followed automatically changes and redirects you to a fake address, often which looks very similar to the legitimate address.

I gotta admit...I am way to smart for that crap......