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Post Info TOPIC: Insurance on 'van unregistered


Veteran Member

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Insurance on 'van unregistered


Hi

Unfortunately, we've got a temporary health issue but it may take a couple of years to solve. So, we've decided to take the Millard Weekender off the road to save money. Hand in the plates. There'll be no problem registering it again. It does serve a purpose for overflow accommodation so we don't want to sell it.  

Anyway, we still want to insure it against fire & theft. (Although, taking the wheels off would reduce the "theft" risk considerably)Now, CIL only do comprehensive @ $418. There's also the registration & third party costs.

I checked with Allianz who do our Home & Contents in the hope that, with the wheels removed, it would become a building and be added to the House insurance. No go there either.

It will be at our home in our yard, so it's not exactly an "on site" 'van either.

Any ideas?

 

Thanks

 

 



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Guru

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Wow. I hope someone knows what to do. Have not seen this before so will be interested. I was thinking more, if u get a big rain. Flood cyclone as well as fire n theft. more difficult to steal if the wheels r gone though. Good luck.



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Guru

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Rather than ringing round the insurance companies, try contacting an insurance broker. They might be able to put together a custom policy to suit your situation.



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Steve, Di & Ziggy We named our Motorhome "Roadworx" because on the road works "On The Road Again"
Ford Transit with 302 Windsor V8 conversion, C4 Auto, 9 Inch Ford Diff All Lighting L.E.D., 260 Amp/h AGM, 530 Watt Solar + Kipor Backup Gen.



Veteran Member

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The broker might be the go. I thought as well that if someone was to injure themselves in or about the van...???

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Guru

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Try the NRMA they have a policy were you can nominate what months your van is actually in use on the road and the premium is adjusted according to use and the rest of the time it is cover for risks other than accidents while on the road.
Cheers
David

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Roving-Dutchy wrote:

Try the NRMA they have a policy were you can nominate what months your van is actually in use on the road and the premium is adjusted according to use and the rest of the time it is cover for risks other than accidents while on the road.
Cheers
David


Spot on David,

We have done exactly that. Cause we are away with our boat soon. As well, if you decide to you want to use the van in that period, we only have to contact them and give them the dates. and they will adjust the the premium.smilesmilesmilesmile

Jim



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Guru

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I;ve had static vans b4. Yrs ago.
My insurance used to give me choice of F\T or Comp.
Cheaper than mobile but not by much. (Western QBE)

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Senior Member

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Roving-Dutchy wrote:

Try the NRMA they have a policy were you can nominate what months your van is actually in use on the road and the premium is adjusted according to use and the rest of the time it is cover for risks other than accidents while on the road.
Cheers
David


 Excellent tip, thanks for that, we may have the same situation in the near future.

C00P



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Veteran Member

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Well, we're ready to get back on the road again. No insurance but fortunately the van wasn't stolen, burnt down, no-one broke their leg on it an sued us. Lucky us.

Going through the check list now; tyres, electrics, gas fittings etc. etc.

I'll drop up to service NSW & see what I have to do to tow it for a rego inspection and use some of the advise above for Insurance. (Any other suggestions gratefully accepted).

We're starting to get all "fuzzy."

"On the Road again. Gotta get back on the...." (oops! s'cuse me.)

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Senior Member

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So happy to see you're going to get away again. Have a great time and safe travels.

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