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Post Info TOPIC: House Deeds/Title


Guru

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Posts: 4431
Date:
House Deeds/Title


Did you check your title to ensure the lender had been removed, once the loan was paid in full?

If you have no need to borrow again, make sure is has been deleted, or you or rellies will be unable to sell until such time as it has been registered as "clear", in NSW at least. 



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Cheers Craig



Guru

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Posts: 4375
Date:

Then again, if you might want to use it as security again at any time it will save you some money if you don't discharge it.
Cheers,
Peter

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Guru

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Posts: 4431
Date:

I can tell you that "which bank, or that b bank" would never ever get the chance to have another go at me. Charged three lots of fees to finalize loan, then3 months later " come and collect your deeds, we don't store them" . You both need to sign for them or we will put them in the normal post. Also no mention of telling us to discharge them for yet another fee, so we just paid double compared to 10 years ago.

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Cheers Craig



Guru

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Posts: 7314
Date:

Years ago we wanted a bridging loan. We when to "which bank" & they said we don't lend to Tenants in Common. I said you still have our Title Deeds from our home loan which we haven't collected yet.

We got the bridging loan.

6 months later when we sold the first propety we didn't need any more finance. I added up all the interest that we paid & we were charged $1800 too much.

After many months we got the $1800 refunded. But without interest on the money they overcharged!

 



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Guru

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Posts: 4431
Date:

Got our money back(well promised today) from that bank for the Title correction. Just had to write a nice letter with a stamp to The Chairman of the Board.

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Cheers Craig

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